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Take payments over the phone with a virtual terminal

With card payments over the phone, your customers can simply call you to pay with their credit or debit card. All you need to do is take their call, enter the details into the virtual terminal using your phone, tablet or computer, and take the payment.

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Dial in to the secure way of taking payments over the phone

We don’t mess around. We’ll have you up and running in 24 hours, so you can start taking payments quickly. And you’ll be able to keep track of everything in your online account - from sending receipts to your customers, to keeping track of all the payments you receive.

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Sign in

When your customer calls, sign in to your account on our Merchant Management System.

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Add payment details

Enter the payment amount, and your customer’s name, card details and billing address.

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Take customer’s payment

You can create and send a receipt to your customer at the same time. It’s as easy as that.

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Choose a package that works for you

We don’t charge set-up fees, so the price you pay is based on the amount of money you take in card transactions in a year. If things change, you can switch to a different package or cancel free of charge.


£15.11 per month

For annual transactions up to £50K


£17.42 per month

For annual transactions up to £250K


£19.53 per month

For annual transactions up to £1.2M

Ready to help your customers pay over the phone?

Get your free quote

Pick up more payments

If you don’t have a dedicated website or online store (maybe you’re a taxi driver or delivering tasty takeaways) you can reach more customers by accepting payments by phone. Makes sense. And our easy-to-use virtual terminal lets you log in from any computer, tablet or mobile so you can take card payments on the go – they call, you sign in, take their details and get paid. Makes even more sense.

Start accepting card payments over the phone

Setting up phone payments is easy. Just get in contact and we’ll help you pick a package that fits your business. You’ll be able to accept all the major debit and credit cards including Visa, Mastercard, Maestro and American Express. And your virtual terminal uses SSL secure payment technology (that’s as secure as it gets), so you can be sure of safe transactions every time. Plus, we’ll get you up and running in 24 hours. Speedy.

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Why choose Paymentsense?

Here’s why more than 70,000 small business owners like you use Paymentsense.

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Quick to set up

We know time is money, so we never waste yours. We can set you up to take payments over the phone in under a day.

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Seriously secure

We use the latest security checks and fraud protection, so you can take remote card payments without the worry.

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24/7 tech support

Our UK-based tech support team is available 24/7. They’re a friendly bunch whose mission is to make things easy for you.

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No ball and chain

There are no long contracts with us. We know things can change, so you’re free to adapt things as your business grows.