Credit card processing
Business is full of tough decisions but processing cards isn’t one of them. You’ll keep customers happy and encourage spending. Win-win. The numbers don’t lie, 77% of total retail sales are now paid for by card and it’s estimated that by 2024, 16 billion card transactions will be taken a year. That’s a staggering €718bn. Who could say no to that?
Need some help? Our team are available 24/7. They’re a friendly bunch whose mission is to make things easy for you.
Sounds boring, but it’s not (promise). It lets your card machine and till talk to each other for simpler sales – and we’re the only ones offering it at no additional cost.
What do you get when you combine the power of 70,000 small businesses? Better rates. It’s no joke – we use our size to negotiate with the banks and pass the savings onto you.
We know time is money, so we never waste yours. From easy online sign up to 5 day set up, even our Chip and PIN machines are quick – just plug them in and you’re off.
What’s card processing? It’s how card payments are authorised. When a customer pays by card, we send the transaction details to the card company (like Visa or MasterCard) – they forward the transaction to the customer’s bank for checking. Still with us? If everything’s okay, the card machine completes the transaction. The bank sends the funds to the card company, who then pass the amount on to the business’ bank account within two to four working days. That’s when you get paid.
How much does card processing cost? It depends. For instance, your monthly rental fee will depend on how many card machines you use. While your card processing fees are charged per transaction and based on card types (debit and credit) and turnover. Just so you know, the higher your card turnover, the better your rate is likely to be. So the more you make, the cheaper it gets.
Why turn customers away? Taking cards can broaden your customer base. For starters, you won’t have to point them to the nearest cashpoint. Card payments can also boost impulse buying, so customers spend more money, more often.
How does fewer bank fees sound? Taking cards means less cash and cheques to deposit. If you're worried about security, don’t be. Once you’re set up to take cards, you receive instant authorisation. So you’ll know that funds have been sent directly to your business’ bank account. That’s peace of mind.
They were easy to talk to and reassured me by breaking down everything I needed to know, from the merchant accounts to card processing.Bob McCulloch
Tom Foolery Coffee Company
When I called them up they said they’d pay all my cancellation charges for me! Not only that, their charges were way less and would save me a bundle each year.Simon White
Simon White Plumbing
The card machine is up and running, taking contactless payments which is what I was most worried about as it’s so in demand, as well as Chip and PIN.Vanessa
Ffions Hair & Beauty Boutique
It took about five days once everything had gone through, the changeover was seamless, and I didn’t even notice the new card machine.Gary Lee
Green Leevs Garden Centre
When I had an issue with one of the mobile card readers last year, Paymentsense sorted it and sent me a new one within 48 hours.Glenn Gourlay
Gourlay Chauffeur Service